Investors who buy and sell Promissory Notes do NOT have to be an accredited investor. These investors need to understand, know and accept that any type of investment has the risk of losing money, sch as buying and selling stocks, joint ventures, real estate, etc.
When you take a loan to buy real estate you sign a Mortgage Promissory Note to pay back that loan for a specific monthly payment amount, for a specific set of months. The lender or bank that gave you that loan can either hold or sell that Promissory Note to another bank, or an investor. That new bank, or investor, has the rights to continue collecting the same monthly payments amount, for the same set of months you signed on the original Promissory Note.
Option 1) YOU invest $145,000 for the down payment, rehab cost, and other expense on a house that you expect, and hope, to rent for $2,200 a month. From the time you start searching for the house to the time the renter moves in, easily 6 months went by. If the renter pays on time the $2,200 and you deduct your monthly Principal, Interest, Tax and Insurance and Property Management and other expenses, that will leaves you with a monthly NET Income of $1,000 x 12 months equals $12,000 a year which translates to a year 8.20% Yield after starting your journey 18 months ago, with some “Landlord Blues” (late rent, leaky toilets, etc….).
Option 2) YOU invest $145,000 in 1 or 2 Notes, close escrow and start making money within 1 month, not in 6 to 8 months later. Here’s a true example of what our company, AAA Lend LLC, purchased a few weeks ago… Paid $85,510 for Note #1 which pays $1,150 per month for the next 240 months at a 12% yield. Paid $59,488 for Note #2 which pays $1,175 per month for the next 70 months at 12% yield. That means we are making $2,325 per month times 12 months equals $27,900 per year net income which translates to 19% annual yield with NO “Landlord Blues”!!. Can you find a better Passive Income,? Please let us know !!
If you are interested in Buying or Selling Notes email me at info@aaalend.com and
I will send you what we have, and what is available on the open market.
If you are not familiar with Buying and/or Selling notes email us and
request our free Educational Links at info@aaalend.com
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AAA Lend LLC a California real estate debt fund :
Unites States Securities Exchange Commission Regulation D506(c)
166 Geary St. 15th Fl. #1661,
San Francisco, California 94108
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