Welcome to AAA Lend Fund
where Investors are Lending to Borrowers

Welcome to AAA Lend Fund where Investors are Lending to Borrowers

AAA Lend LLC is a California real estate debt fund, doing business as AAA Lend Fund.

Filed with the United States Securities and Exchange Commission under Regulation D506(c)
in Washington D.C. (see Form D)

AAA Lend Fund recently structured a Joint Venture with Cherif Medawar’s fund (SFI Fund), which is the principal of all the properties and photos shared on this website.

AAA Lend Fund recently structured a Joint Venture with Cherif Medawar’s fund SFI FUND
which is the principal of all the properties and photos shared on this website.

What Makes Us Different…

AAA Lend Fund was established as a real estate Debt Fund and not as a more common, run-of-the-mill, Equity Fund. What is the difference? You start accruing interest 24 hours after you invest with AAA Lend Fund. The Offering is set up with NO fees, we distribute accrued interest payouts out semiannually on February 28th and August 31st, and we allow withdrawal of principal with twelve (12) months advance notice after the first 12 months invested.

If you compare our Debt Fund benefits with your typical equity fund you will quickly see that with the equity fund, your invested money is generally committed for 3 to 5 years, and it only starts earning interest when the equity fund and the specific property you’re invested in, starts cash flowing, much different than our Debt Fund. So which fund do you prefer? Most agree, that immediate interest, NO fees, and easy terms to call your money is the way to go.

We Offer 2 Investment Levels

Both of these are secured by our AAA Lend LLC unit shares, along with a Promissory Note.  

     1) Class A Notes=  returns an 8% APR, payable every 6 months, with a minimum $250,000 deposit.

    2) Class B Notes=  returns a 6% APR return, payable every 6 months, with a minimum $25,000 deposit.

Our 3 Areas Of Focus

a) Real Estate Debt Investment: Unlike traditional equity funds, AAA Lend Fund specializes in real estate debt, offering investors a unique opportunity to earn fixed income from loans secured against real estate. This approach allows for quicker returns on investment, with interest earnings starting 24 hours after investing, and the option for investors to reclaim their principal after 12 months if they wish.

b) High Returns with Security: The fund promises attractive annual percentage rates (APR) of 6% on investments over $25,000 and 8% on investments over $250,000, payable every six months. These investments are secured by carefully vetted real estate projects and borrowers, ensuring that every loan is backed by a solid promissory note and property, with a cap at 70% Loan To Value to protect investor capital.

c) Strategic Real Estate Ventures: AAA Lend Fund and its management, under the leadership of Bill Herrera, Ph.D., engage in strategic real estate ventures, including rehabbing high-end residential properties and developing commercial properties. These projects are concentrated in areas with high growth potential, such as San Francisco, California, and Old San Juan, Puerto Rico, ensuring the fund’s investments are placed in projects with significant value-added potential.

You can contact Bill at info@aaalend.com

Our Unique Feature…  Simplicity.

Our Debt Fund lends the investor’s funds to our curated and past-performing trusted borrowers. This money is only lent to an experienced rehabber, with an extensive and provable track record on past performances. The lent amount usually starts at  $50,000 at 9% interest-only for 12 months, which equals to $375 per month payment, and the original $50,000 lent has to be paid at the end of the 12-month loan term. The loan is secured by a promissory note prepared by our attorney and recorded in County Records. This loan cannot go above 70% current Loan To Value, and it will be secured by the property, plus other collateral if needed.

What we do.

We group investors together and raise capital to invest in real estate projects through joint ventures mainly in our other existing fund and projects.

Fund Manager, Bill Herrera, has been involved in both residential and commercial transactions for many years and his expertise is in residential rehabs, development, and sales, as well as, commercial repositioning and adding value.

What's in it for you.

If you are an accredited investor you can invest as little as $25,000 USD and become a creditor to the fund with a fixed return of 6% or invest more money and get to 8%+ return.

As a creditor, you have no hassles, fixed income paid semi-annually, and you can cash out your principal with a notice to the fund manager within any 12 months period.

What you should do about it.

If you are an accredited investor, Click on “Get Started” below and fill out the pre-qualification questionnaire to access our Private Placement Memorandum (PPM), and review the risks and rewards of the offering.

Then contact our team to assist you in answering any questions one-on-one, to discuss the details of our offering and to find out if you qualify as an accredited investor.

Investing with AAA Lend Fund, LLC

Accredited Investors* are able to invest in AAA Lend Fund directly starting with small amounts of money, even from their retirement accounts, and they can reinvest the fixed interest payouts to compound their returns.

The capital invested is used in joint venture projects mainly with another fund held by the Fund Manager, Bill Herrera, to capitalize on its momentum in the market since 2009.

This is a great way to invest for those who seek a fixed income without having any associated expenses or hassles.

*The SEC defines an accredited investor as someone whose net worth is over $1 million excluding his/her home OR has an income of $200,000 per year (if single) or $300,000 (if married and filing jointly) for the past two years with the expectation of the same income or more for this year.

AAA LEND FUND IS JOINT VENTURING IN THESE PROJECTS

In California: AAA Lend Fund is joint venturing with MIGSIF, a Regd 506b fund, rehabbing 6 high end residential properties:

80 6th Ave. San Francisco, CA

156 Liberty St., San Francisco, CA

Get Started

If you are interested in investing in the AAA Lend Fund
fill out the information below to access the Qualification Profile.

 
Accredited Investor Qualification

Thank you for your interest in AAA Lend Fund. Please note, pursuant to Federal Laws and Regulations, certain information pertaining to our investments may only be provided to persons who are “accredited investors” as defined under the federal securities laws, Rule 501 of Regulation D (17CFR 230.501).

Financial Criteria

  • Net worth over $1 million, excluding primary residence (individually or with spouse or partner)
  • Income over $200,000 (individually) or $300,000 (with spouse or partner) in each of the prior two years, and reasonably expects the same for the current year

Professional Criteria

  • Investment professionals in good standing holding the general securities representative license (Series 7), the investment adviser representative license (Series 65), or the private securities offerings representative license (Series 82)
  • Directors, executive officers, or general partners (GP) of the company selling the securities (or of a GP of that company)
  • Any “family client” of a “family office” that qualifies as an accredited investor
  • For investments in a private fund, “knowledgeable employees” of the fund

Our Offering Documents include a more extensive Qualification Profile, which is required to be filled out with your investment. However, it is sufficient here that you self identify as an Accredited Investor either based on your assets or your income.